KNYGA Josh Ryan Collins Why Can't You Afford a Home?

In his thought-provoking book, Why Can't You Afford a Home?, leading economist Josh Ryan-Collins delves into the pressing housing crisis affecting millions, particularly millennials, across the Western world. Published in 2018, this insightful work spans 140 pages and explores the paradox at the core of modern capitalism that contributes to the unaffordability of decent accommodation. Ryan-Collins argues that the interplay between private home ownership and a loosely regulated banking system creates a detrimental feedback loop, leaving a whole generation priced out of the housing market. With clarity and depth, he invites readers to reconsider the economic structures that shape our access to housing and the implications for society at large. This book is essential for anyone seeking to understand the complexities of housing finance and the challenges faced by prospective homeowners today. Join the conversation and discover the underlying factors that make home ownership seem like an unattainable dream.